Experienced
Neal Hayes Mortgages Limited is an established mortgage and protection advisor, with two offices – one in Frodsham and the other in South Manchester.
Personal
We see 99% of our customers face-to-face, usually in the comfort of their own home and at a time that’s convenient to them.
Impartial
We can recommend mortgages from a comprehensive range of lenders across the market, making it easy for us to find the most suitable deal for you.
We’ll help you find the most suitable mortgage for your individual circumstances. As an unbiased mortgage advisor we have access to a comprehensive range of lenders across the market. With over 10 years of experience, we use our knowledge and expertise to simplify this overcomplicated process – answering many of your questions face-to-face.
Buying a home
Buying a home can be a stressful time, with many things to consider. Our mortgage advice service aims to simplify the process and guide you to finding the right mortgage.
First time buyer
Getting yourself onto the property ladder can be a daunting time. As an impartial advisor we have access to a wide range of mortgages, enabling us to find the most suitable lender – whatever your situation.
Buy to let
Whether you’re buying to let because of a change in personal circumstances or starting your property portfolio, we’ll help you find a mortgage that gets the most out of your investment.
Remortgaging
Let us take the hassle out of remortgaging, in the comfort of your own home. Our in-depth market knowledge and access to a variety of lenders makes it easy to find the most suitable deal.
If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances. You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Cotizens Advice or Turn2Us
Buying a property is a big financial commitment, one that prompts questions and discussion about how you can protect yourself and your loved ones from unforeseen events. Our personalised customer service and years of experience takes the difficulty out of these conversations, helping you find the most suitable protection product for you.
Life insurance
Our face-to-face consultations make it easy to discuss the unthinkable and plan for unforeseen events. Find an insurance policy that protects your loved ones in the event of your death.
Life & critical cover
Not being able to cover your mortgage repayments is a hard-hitting thought, especially if it was as a result of bad health. Find a protection plan that covers your monthly payments in the event of critical illness or death.
Buildings & contents cover
Damage to our home or its contents is sometimes unavoidable. Prepare for the unexpected with buildings and contents cover, and protect your home and possessions from loss or damage.